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Record Retention

Business Documents To Keep For One Year

  • Correspondence with Customers and Vendors

  • Duplicate Deposit Slips

  • Purchase Orders (other than Purchasing Department copy)

  • Receiving Sheets

  • Requisitions

  • Stenographer's Notebooks

  • Stockroom Withdrawal Forms

Business Documents To Keep For Three Years

  • Employee Personnel Records (after termination)

  • Employment Applications

  • Expired Insurance Policies

  • Form I-9 (Employment Eligibility Verification)

  • General Correspondence

  • Internal Audit Reports

  • Internal Reports

  • Petty Cash Vouchers

  • Physical Inventory Tags

  • Savings Bond Registration Records of Employees

  • Time Cards For Hourly Employees

Business Documents To Keep For Six Years

  • Accounts Receivable Ledgers and Schedules

  • Accounts Payable Ledgers and Schedules

  • Accident Reports, Claims

  • Auto Mileage Logs

  • Bank Statements and Reconciliations

  • Cancelled Checks

  • Cancelled Stock and Bond Certificates

  • Employment Tax Records

  • Expense Analysis and Expense Distribution Schedules

  • Expired Contracts, Leases

  • Expired Option Records

  • Inventories of Products, Materials, Supplies

  • Invoices to Customers

  • Notes Receivable Ledgers, Schedules

  • Payroll Records and Summaries, including payment to pensioners

  • Plant Cost Ledgers

  • Purchasing Department Copies of Purchase Orders

  • Sales Records

  • Subsidiary Ledgers

  • Time Books

  • Travel and Entertainment Records

  • Vouchers for Payments to Vendors, Employees, etc.

  • Voucher Register, Schedules

Business Records To Keep Permanently

  • Audit Reports from CPAs/Accountants

  • Annual Financial Statements

  • Cancelled Checks for Important Payments (especially tax payments)

  • Cash Books, Charts of Accounts

  • Contracts, Leases Currently in Effect

  • Corporate Documents (incorporation, charter, by-laws, etc.)

  • Documents substantiating fixed asset additions

  • Deeds

  • Depreciation Schedules

  • General and Private Ledgers, Year End Trial Balances

  • Insurance Records, Current Accident Reports, Claims, Policies

  • Investment Trade Confirmations

  • IRS Revenue Agents' Reports

  • Journals

  • Legal Records, Correspondence and Other Important Matters

  • Minute Books of Directors and Stockholders

  • Mortgages, Bills of Sale

  • Real and Personal Property Appraisals by Outside Appraisers

  • Property Records

  • Retirement and Pension Records

  • Trademark and Patent Registrations

  • Tax Returns and Worksheets - While federal guidelines do not require you to keep tax records "forever," there will be other reasons you'll want to retain these documents permanently.

Personal Documents To Keep For Three Years

  • Credit Card Statements

  • Expired Insurance Policies 

  • Medical Bills (in case of insurance disputes) 

  • Utility Records

Personal Documents To Keep For Six Years

  • Accident Reports and Claims

  • Medical Bills (if tax-related)

  • Other Tax-Related Bills

  • Property Records and Improvement Receipts

  • Sales Receipts

  • Tax Returns Supporting Documents

  • Wage Garnishments

Personal Records To Keep Permanently

  • CPA Audit Reports

  • Gift Tax Returns

  • Income Tax Payment Checks

  • Important Correspondence

  • Income Tax Returns

  • Investment Trade Confirmations

  • Legal Records

  • Pension and Retirement Records

Other Documents and Special Circumstances

  • Credit Card Receipts (verify on your statement)

  • Car Records (keep until the car is sold)

  • Credit Card Receipts (verify on your statement)

  • Depreciation Schedules and Other Capital Asset Records (keep for 3 years after the tax life of the asset)

  • Insurance Policies (keep for the life of the policy)

  • Monthly and quarterly mutual fund and retirement information statements (reconcile with year-end statement)

  • Other Bills (keep until payment is verified)

  • Pay Stubs (keep until reconciled with your W-2)

  • Real Property records and Improvement Receipts (keep six years beyond the property sale)

  • Sales Receipts (keep for life of the warranty)

  • Stock and Bond Records (keep for 6 years beyond selling)

Remember that it is very important to create a backup set of records and store them electronically. Keeping a backup set of records (your bank statements, tax returns, insurance policies, etc.) is easy and crucial. More importantly, keep off-site backups of all important computer files and update those frequently to avoid a disaster if your computer is damaged.

If you have questions about record retention, please do not hesitate to contact us.

Record Retention: Text
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